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Last update on 15/05/2018 12:48:47

   
 

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2017 - Main indicators and ratios

Data as at 30th June, at 30th September and at 31st December 2017 refer to UBI Banca Group and include consolidation of the New Banks acquired on 10th May 2017 (the acquisition is effective from 1st April 2017).

 


 

UBI Banca Group - Reclassified consolidated balance sheet data (millions of euro)

31/12/2017

UBI Banca Stand Alone

+Three Banks Acquired

30/09/2017

UBI Banca Stand Alone

+Three Banks Acquired

30/06/2017

UBI Banca Stand Alone

+Three Banks Acquired

31/03/2017    

UBI Banca    

Stand Alone    


ROTE (annualised)

8.4%8.9%               16.9%               3.71%

Net impairment losses on loans/net loans to customers (annualised)

0.79%0.67%*              0.64%*             0.64%*

Leverage**

15.2  15.4                 16.0                 15.4


*Calculated annualising on a 12-month basis the LLPs (net impairment losses on loans) of UBI Stand Alone and on a 9 or 6-month basis the LLPs of the 3 banks acquired.

Considering the simple annualisation of the LLPs recorded as at 30th September 2017 and 30th June 2017 in P&L item 130 a, the indicator assumes the following valuations, respectively: 0.59% and 0.60%.


**Leverage = (tangible assets)/(tangible equity + non controlling interests + net result for the year)


 

UBI Banca Group - Capital Ratios (phased-in)

31/12/2017

UBI Banca Stand Alone

+Three Banks Acquired

30/09/2017

UBI Banca Stand Alone

+Three Banks Acquired

30/06/2017

UBI Banca Stand Alone

+Three Banks Acquired

31/03/2017    

UBI Banca    

Stand Alone    


Common Equity Tier 1

11.56%11.65%               11.42%             11.44%

Tier 1

11.56%11.65%               11.42%             11.44%

Total Capital

14.13%14.32%               14.06%             14.71%

 

UBI Banca Group - Risk Ratios

31/12/2017

UBI Banca Stand Alone

+Three Banks Acquired

30/09/2017

UBI Banca Stand Alone

+Three Banks Acquired

30/06/2017

UBI Banca Stand Alone

+Three Banks Acquired

31/03/2017    

UBI Banca    

Stand Alone    


Net Bad Loans (Sofferenze)/ Net Loans to Customers

4.37%4.34%                 4.30%               4.69%

 

UBI Banca Group - Reclassified consolidated balance sheet data (millions of euro)