We support the investments of individuals and businesses with special loans for the diversification of energy sources, the production of energy from renewable sources (e.g. wind power, hydro, biomass) or low environmental impact sources, the improvement of energy efficiency and the rationalisation of consumption.

Credit lines for photovoltaic systems can be integrated with insurance cover specially designed for this type of plant.

A simulator is available on the Group commercial website, which allows businesses to independently assess the attractiveness of an investment in terms of economic and environmental costs and benefits. The simulator was created in co-operation with the Department of Mechanical and Industrial Engineering in the Faculty of Engineering at the University of Brescia.

Framework Loan

On the basis of an agreement signed in 2009 with the European Investment Bank (EIB), Centrobanca can grant loans drawn from EIB funds (for a total of 200 million euro) for energy efficiency and renewable energy projects. Centrobanca disbursed the first loan for 17 million euro in 2009. No loans were disbursed in 2010 but three loan contracts were signed for the construction and operation of photovoltaic plants for which funding was requested from the EIB amounting to 32.3 million euro.