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Last update on 04/06/2019 10:57:35






Sustainability policies

UBI intends to create the vision of a bank that is distinguished by quality: sound, reliable, efficient, and convenient; a bank that makes life easier for people and that supports the local economy, finding new solutions to meet the demands of customers, the local community, and investors, to improve relations with staff and suppliers.




The Environmental Policy identifies the means by which the UBI Banca Group expresses its commitment to managing its own long term environmental responsibilities both towards the communities in which it operates and towards future generations.


 Environmental Policy (PDF, 343,8 KB)  (PDF, 343,8 KB)


The Policy on weapons is intended to regulate the UBI Banca Group's transactions with counterparties who perform operations connected with weapons and military goods sectors. It bans business relations with companies involved in the production, development, storage, marketing and/or sales of weapons of mass destruction and other controversial weapons (e.g. mines) and it involves an authorisation regime, subject to rigorous controls for transactions involving international weapons trade. The policy applies to all the Group’s activities – with the exception of asset management, where the investment decisions are made with reference to market benchmarks and therefore cannot be based on screening on specific issues – and it involves periodic assessment of the foreign countries to which weapons are destined or from which they come.       

 Policy on weapons (PDF, 482,5 KB)  (PDF, 482,5 KB)


No official policies are pursued with regard to other economic sectors which may present high risks from a social and environmental viewpoint or which are nevertheless considered critical by rating agencies and investors who employ ethical criteria. Nevertheless, close attention is paid throughout the Group to avoid involvement in transactions which may present reputational risks, in compliance with general principles and rules of conduct in the management of relations with customers contained in the Code of Ethics and the related Code of Conduct.

More specifically, with regard to business in the gaming and betting sector, the Parent Bank has invited the network banks to limit this business to a totally marginal level and to employ extremely rigorous conduct in assessing loan applications: parties operating in this sector must not only meet appropriate credit rating criteria, but must also be already known to and approved of by the Bank and in possession of the qualities of absolute integrity, seriousness and reliability.