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Last update on 02/07/2020 18:46:13

   
 

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2018 - Main indicators and ratios

Data refer to UBI Banca Group and include consolidation of the New Banks acquired on 10th May 2017 (the acquisition is effective from 1st April 2017).


2018 financial year implements first time adoption of IFRS 9 and follows the schemes set out in the 5th update (dated 22/12/2017), of Bank of Italy Circular No. 262/2005, which became applicable as from 1/1/2018.

 


 

UBI Banca Group - Reclassified consolidated balance sheet data (millions of euro)

 31/12/2018 

 30/09/2018

30/06/2018       

31/03/2018           


ROTE (annualised)

5.7%    

 3.9%  5.8%6.2%

Net impairment losses on loans/net loans to customers* (annualised)

0.72%    

 0.57% 0.57%0.51%

Leverage**

16.5    

  17.0  17.116.3


* At amortised cost
.

 

** Leverage = (tangible assets)/(tangible equity + non controlling interests + net result for the year)

 


UBI Banca Group - Capital Ratios (phased-in)

 31/12/2018 

 30/09/2018 

30/06/2018       

31/03/2018           


Common Equity Tier 1

11.70%    

11.79%11.78%12.00%

Tier 1

11.70%    

11.79%11.78%12.00%

Total Capital

13.80%    

14.25%14.13%14.47%

 

UBI Banca Group - Risk Ratios

 31/12/2018 

 30/09/20108

 30/06/2018      

31/03/2018           


Net Bad Loans (Sofferenze)/ Net Loans to Customers*

3.11%    

 3.18% 3.80%3.82%

 

*At amortised cost.

 


UBI Banca Group