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Last update on 30/04/2021 13:38:17







The Sustainability Report provides stakeholders with an overall picture of those  operating and financial results presented in detail in the annual financial report, from the viewpoint of sustainable development and corporate social responsibility (CSR). With the Group Sustainability Report, UBI Banca continues the commitment to accountability to stakeholders already carried on by BPU Banca and Banca Lombarda e Piemontese: the UBI Banca Social Report is now in its fifteenth edition, since the first edition published by the former Banca Popolare di Bergamo-Credito Varesino, added to the former Banca Lombarda Social Report in 2003.



 UBI Banca - Social Report 2013 (PDF, 4,7 MB)  (PDF, 4,7 MB)

Click on the banner "Interactive Report" at the top right to access the interactive version of the determination and distribution of the Economic Value generated.

Notes on the method

The 2013 Social Report has been prepared according to the table of contents of version G3.1 of the Guidelines for Sustainability Reporting (2011) and the Supplement for the Financial Sector (2008) issued by the Global Reporting Initiative. In the 2013 report some new indicators have been provided from G4 version, in view of the upcoming transition to the new model. Account was also taken when defining the specific contents of the various indicators of the guidelines formulated by the Italian Banking Association in “Reporting to Stakeholders. A Guide for Banks” (2006) and rules for periodic “Communication on Progress” required by the Global Compact from all the organisations which have signed the compact.

As concerns the depth of the reporting, the GRI/G3.1 model contains three different levels of application marked by a “+” sign where it is audited by an independent entity. UBI Banca has declared an A+ level. 


As with previous reports, the 2013 Social Report has been audited by an independent entity. The independent auditors Deloitte & Touche S.p.A., also engaged for the audit of the separate and consolidated financial statements of UBI Banca, were appointed for the period 2012-2020.

The auditor also verifies the level of application of the GRI model declared by the bank.

Financial statements
Access the financial statements of the UBI Banca Group